How-to · 6 November 2026 · 2 min read
UAE Golden Visa through property: how it works in 2026
The AED 2 million rule, what counts as value, off-plan and mortgaged homes, family members and the steps to apply.

The UAE's Golden Visa is a 10-year renewable residence visa. One of the routes is real-estate investment: owning property with a value of AED 2 million or more. Here is how the property route works in 2026.
Who qualifies
- You own one or more properties in the UAE with a total value of at least AED 2 million.
- The value is the value registered with the land department (in Dubai, the DLD).
- Off-plan purchases can qualify when the project and your contract are registered.
- Mortgaged homes can qualify: the bank issues a No Objection Certificate.
The rules were updated in 2026 so that the application is based on the property's value rather than the amount already paid — but requirements continue to evolve, so check the current rules before you buy.
What you get
- Residence for 10 years, renewable as long as you keep a qualifying investment.
- No minimum stay in the UAE to keep the visa valid.
- Sponsorship of your spouse and children, and in many cases parents.
Step by step
- Choose a qualifying home — or a combination of homes — above AED 2 million.
- Complete the purchase and registration — title deed for ready homes; the registered (Oqood) contract for off-plan.
- Collect your documents — passport, photo, title deed or contract, and the bank NOC if mortgaged.
- Apply through the Dubai Land Department / ICP channels and pay the government fees.
- Medical test and biometrics for the Emirates ID, then the visa is issued.
Common questions we hear
Can I apply while the home is still being built? Under the current rules, a registered off-plan purchase above the threshold can be used. Confirm for your project before booking.
Do I need to live in the UAE? No — there is no minimum stay for this visa.
We help you check whether a home qualifies and prepare the documents, but the decision is made by the UAE authorities. Nobody can guarantee approval.
Last reviewed: 10 November 2026. Fees and rules change — we confirm them for your purchase.

