TOWNHOUSEDUBAI

How-to · 6 November 2026 · 2 min read

UAE Golden Visa through property: how it works in 2026

The AED 2 million rule, what counts as value, off-plan and mortgaged homes, family members and the steps to apply.

Palm Jumeirah crescent from the air
Photo: Maximus Mazar / Unsplash

The UAE's Golden Visa is a 10-year renewable residence visa. One of the routes is real-estate investment: owning property with a value of AED 2 million or more. Here is how the property route works in 2026.

Who qualifies

  • You own one or more properties in the UAE with a total value of at least AED 2 million.
  • The value is the value registered with the land department (in Dubai, the DLD).
  • Off-plan purchases can qualify when the project and your contract are registered.
  • Mortgaged homes can qualify: the bank issues a No Objection Certificate.

The rules were updated in 2026 so that the application is based on the property's value rather than the amount already paid — but requirements continue to evolve, so check the current rules before you buy.

What you get

  • Residence for 10 years, renewable as long as you keep a qualifying investment.
  • No minimum stay in the UAE to keep the visa valid.
  • Sponsorship of your spouse and children, and in many cases parents.

Step by step

  1. Choose a qualifying home — or a combination of homes — above AED 2 million.
  2. Complete the purchase and registration — title deed for ready homes; the registered (Oqood) contract for off-plan.
  3. Collect your documents — passport, photo, title deed or contract, and the bank NOC if mortgaged.
  4. Apply through the Dubai Land Department / ICP channels and pay the government fees.
  5. Medical test and biometrics for the Emirates ID, then the visa is issued.

Common questions we hear

Can I apply while the home is still being built? Under the current rules, a registered off-plan purchase above the threshold can be used. Confirm for your project before booking.

Do I need to live in the UAE? No — there is no minimum stay for this visa.

We help you check whether a home qualifies and prepare the documents, but the decision is made by the UAE authorities. Nobody can guarantee approval.

Last reviewed: 10 November 2026. Fees and rules change — we confirm them for your purchase.

Quick answers

What is the minimum property value for the Golden Visa?

AED 2 million in total registered value, under the current rules.

How long is the Golden Visa valid?

Ten years, renewable while you keep a qualifying investment.

Free · no obligation

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