How-to · 8 November 2026 · 2 min read
Buying off-plan in Dubai from abroad: a step-by-step guide
Reservation, contract, registration, escrow payments and handover — how overseas buyers complete an off-plan purchase remotely.
Most off-plan buyers in Dubai never need to fly in until handover. Here is how a remote purchase works, step by step.
1. Shortlist and price list
Tell your advisor your budget, preferred areas and timeline. You receive the official price list and payment plan for each option, plus floor plans and the expected completion date.
2. Reserve the unit
You fill in the developer's reservation form and pay the booking amount — by bank transfer to the developer's account (never to a personal account). Your passport copy is required.
3. Sign the Sales and Purchase Agreement (SPA)
The SPA sets out the unit, the price, the payment schedule, the completion date and the developer's obligations. It can usually be signed digitally or by courier. Read the clauses on delays, resale before completion and service charges.
4. Registration (Oqood) and the DLD fee
The developer registers the sale with the Dubai Land Department in the interim register (Oqood). The 4% DLD fee is normally paid at this stage. You receive the registered contract.
5. Pay the instalments into escrow
Instalments are paid into the project's escrow account, regulated by the land department. Keep every receipt together with the SPA and the payment schedule.
6. Plan the handover payment
If you will use a mortgage for the balance due on handover, start talking to banks a few months before completion. Non-residents usually need a larger down payment than residents. See mortgages.
7. Snagging and keys
Before handover you (or someone you appoint) inspect the unit and list any defects for the developer to fix. After the final payment you receive the keys and, once issued, the title deed.
Documents you will need
- Passport copy (and Emirates ID if you have one)
- Proof of address and source of funds, if requested
- A power of attorney if someone signs or collects on your behalf
Payment plans, fees and bank requirements change. We confirm each one for your purchase before you commit.
Last reviewed: 10 November 2026. Fees and rules change — we confirm them for your purchase.
